SWA Ultimate Pay Plan 1 Whiteboard Explanation by Manny Viloria

          Right now is the time of the year where most people are uncomfortable answering questions about their financial and income goal progress. After all, we're a few months shy of the New Year, and over 90% of people break resolutions before January ends.

         Know by now the beauty of stock market concepts with its promising prospects at Bo Sanchez's Stock Market Investment.

        And especially with money, there's a lot of taboo or myths surrounding it. There is one resolution you cannot, absolutely ever "break." Is Money the root of all evil? Do you believe money will solve your financial woe/s?

       With my team in the front, with the visionary entrepreneurial guidance of Manny Viloria, it has the power to transform your life from "struggling by" to "wealthy." Or if you haven't guessed by now, I'm talking about sales.

        Now, when I say "sales" -- most people tense up. They immediately get a flood of images in their head of cold calling, pushy closes and pure dread. I can understand that. But let me tell you something. Those "old school" days of selling are over. Nobody sells aggressively anymore.

        In fact, it's next-to-impossible in this economy. Ultimately -- we're in a "New Rules of Selling akin to New Rules of Money vis-a-vis New Rules of Economy" -- and we need new skills for it. Do you want to know the New Rules of Selling vis-à-vis Information Age?

        Oppsss I want to share my newly discovered income generating machine and this is Team-Based Digital side project.  I subscribed to the business culture that anchored on the belief “if I help others to pay their bills and achieve significant financial breath, my financial woes will disappear”.

       This is not about money per se; however, I delved more on one’s dream in relation to your passion.

       For Your Success!

       Jay M. Tan

P.S. I invite you also to visit my other digital hub where I placed Philippine Laws and Jurisprudence@ Your ProBono ParaLegal. The said blog primarily repository of my bar review notes.

P.S. I will show you one of my favorite videos, an animated series as they called the same, yet through this My Mental Attitude is Build to Last.  

How to Know Your Best Asset via Financial Education

        As said by many mentors, that in any endeavor you take on, always ask ‘WHY” doing this activity? Now in my end, I also asked in my inner self “why” to write this kind of topic?

        On 05 October 2013, a friend of mine since law school, and an instrumental fellow who mentored on me in applying in real life the law school instructions, hence doing ParaLegal works. The friend visited me in to our rented house; thereby we have a sort of discussion about ASSET. I am passionate to tell him that he has enough asset stored in his very self. Yet he refused to accept, and it seemed that definition asset is one of the subject matter of the commerce of man.

        The discussion intensely moved into a sort of reflection-recollection @ “Reminisced  the Lull Moments of His Life”. Yet, never did I bother to listen on his dramatic justification instead I continued on my own definition of Asset, hence this digital piece, my contribution to the Digital Citizen.

Getting to know the Ultimate Concepts of Asset

        Assets are what you utilize in order to start empowering yourself financially. These assets include monetary as well as monetary resources. Most people only consider monetary assets when they speak about assets. They consider things like their bank balance, their real or personal properties, their cars, their stocks, etc. as assets. However, there is much more to assets than just these materialistic things while sojourning in a materialistic environment.

        The term asset is associated with things only rich people can possessed. And the same is significant question to those whose financial balance sheet is likened to a roller coaster to include. But in my definition of asset is far-off different from the materialistic stand and view points of the term.

        Here we take a look at assets other than the usual material one. Goodwill; your good name in the market or in the community is a veritable asset. It could be your name or your Facebook Fanpage, your brand, etc. Whatever goodwill your name has accumulated, you could certainly use it in improving your profits, and hence it becomes an asset.

        For instance, if you launch a new product with the same name of your previous successful product, it already gets a lot of foundation to succeed. That is the reason big name companies sell their goodwill when they give out franchises.

        Then on, I further discussed, and tackled the visual topic which was then the Qualifications, Eligibility and Experiences of my friend. I made mentioned that everything that he do in his life is an asset in itself. These are things he can tap on in order to empower himself in a better manner.

        And I also vigorously made mentioned that his family, friends and other people are the line of assets that should be treasured, and not only the materialistic asset as professed by the majority. This is in conjunction with the adage that the majority are always wrong.
 
        Everyone that you come in contact with is a potential asset for you. You are what your family makes you, and that decides your capabilities to a large extent. Also, your friends make you and so do other people that you come in contact with. People are so important to businesses today that there are complete business models that are set up on this concept.

        As we continued on our interesting discussion, my friend after sipping the 3n1 coffee with slices of “hot cake” kiddingly offered by my 4 year old son, then on my friend innocently asked "Jay What Has To Be Done"?

        So I told him that in my end I have no other formula to follow except the one, which was avidly told by my mentors, and that is Investing in Financial Education for Your Financial Empowerment.

        What? a voice so loud coupled with laughing smack, which occurrence caught the naive attention of my son who then playing with his Ben Ten Gadget. That was then the immediate utterance I heard from my friend, which followed by statement like this: “you mean to say I have to go back to school and get degree on financial education or the like modules”? Oh my God! Remember that Jay Tan that I am 48 years old, “Mataas na ang niyog eh…

        Well, I let him uttered the nuggets expressions he want to express with an understanding that in the little while he will regain his composure. And so I further narrate and share the inputs I have had, which direct result from investment of knowledge.

        With the situation at hand, I frontally shared the focal voice of my information about financial empowerment begins much sooner than he you think. I openly told my friend that we are no longer in our 20’s, and thinking about a career; it is right then when we were in kindergarten like my son, and attend our first school.

        The truth of the matter being that your financial empowerment begins even before your parents lovingly and patiently tell you what is what. All those questions, all those attempts at gathering information and, later, education, are nothing but steps toward financially empowering yourself, thus to mold your ASSET.

        I can’t hold my emotion except to throw a query to my friend such that “for what is education if not a way to empower yourself in every way, including financially?

         Majority of the people thump up their educational qualifications when they are looking for a job, pitching for a promotion, and sometimes executing highly unlikely maneuvering just for the purpose of getting the same or even when applying for a loan for a commercial venture.

        Obviously, the educational qualification is a kind of abstract collateral; it is something people judge your financial worth. And so if you are better qualified they know that you will keep sailing through, hence, they don’t mind extending a better financial help/loan for your ventures. They don’t mind investing in your ventures either because they consider you as a worthy candidate with their money.

        It is of imperative necessity to learn something new, which can give an enhancement to your Asset.

        That is the reason why you and I have to learn as much as possible. Thus, resonating with the seeming pronouncement after becoming the President of the United States, one of the first things Barack Obama did was to give an urgent call to his people to “go back to school. This does not really mean physically going back to school, but it means continuing to learn something or the other as we did when we were younger.

        Bringing back your memory some 40 years or so, why forty years? Because my friend is 48 years old now, and going backward he was then eight years old, when we has was then at primary school, he would learn a new things each day.

        I asked him like  this“are you doing that right now? Did you remember that at law school, we enriched our minds each day and became what we are today? (we both  connected in one of the law firm here in our place, doing ParaLegal works).

        But why has this process of becoming stopped for you? Why do you think that your learning age has ceased? I told him, he needs to educate himself continuously, and not only convoluted laws and jurisprudence but acquiring knowledge on financial literacy till the last day of his life and keep improving.

        In a brotherly mode, I sincerely told him that when we are more educated on financial aspect of the craft, we not only learn better avenues to earn money but we also learn how to manage the money properly so that it keeps growing. That I further told him know the crafts of how money works for you. Simply put, no form of education should be intimidating and there is no age when you cannot begin learning something.

         We ended up because it’s about time to go home yet he told me “he wants more discussion on matters affecting financial vis-à-vis his future retirement”. He is so very fast to think to embark on his financial education, maybe natamaan siya at ako din sa mga sinabi ko…kaya nga I asked him that I will make some sort of a journal of what was transpired-discussion, and the same be published in the world wild web. And so I got his approval whereupon he is the action star.

         So the story is not yet ended, however, I have to cut it otherwise some readers won’t like to continue reading…. Next episode will be more exciting… you know Why? Because I have to share the Six (6) Steps to Financial Security and I will let him define his own Financial Blueprint…wow! Oks ba? Ano sa palagay mo mukhang matindi ito diba?

        Surely, some of you will inquire on where did I get or my source of information all about the aforementioned topics? You know in my previous work, tinatago po namin ang aming Source, however, in this time having information of such value I am most willing to share only to those who are interested to know…

        For Your Success!

        Jay Maghuyop Tan

P.S. I just want to impart that your very self as your Asset added with your Financial Intelligence are focal armaments to plot the escape route from the mental attitude of scarcity vis-a-vis rat race.

P.S. 2 My digital money machine is here, kindly pay some kind attention to listen this video presentation with my Mentor presenting our partnership endeavor connected with a team. In expressly executing this entrepreneur endeavor I have my special tools, click it here for your own consumption but just to inform you honestly that in the event you want to have it, that is to say I can have my little affiliate commission.  

New Ways of Thinking On Your Retirement Phase

I will start my sharing anchored on my WHY…that is to ask on why people seek and so do I?... what is that why; well it is smartest way to ask Why I am afraid… what I am afraid of the Economic Insecurity. How about you? Are you secured with your present job? and/or current business endeavor?

In a similarly situated predicaments, is fast rising in the hearts of individual, who faced with the possibility of near bankruptcy, due to rising cost of living and the unavailability of high paying jobs, are focusing their attention on alternatives, in the market, which will help them to fend for themselves and their families.

This is why many are on the lookout for any secondary source of income or planning on financial security measures, which will act as backups in case of financial emergency like losing their job.

Others who are already suffering at the hands of social trends are desperately trying to make ends meet and look for a chance to restart their careers. There are also others, who by keeping tabs on the market patterns have managed to accumulate more money and are further trying to cash in on their winning streak, hoping their years to come will be secure.

That is why choosing the right kind and so-called ‘in’ profession is very important yet is not a guaranty to fit in longer as desired, and be happy. Whether it is a sit at home kind of venture or an out rigorous field venture, nothing else ensures success except its demand in the market, even amidst a full-scale economic crisis.

Yet uncertainty and insecurity plunged in today’s set of economy, there is an immaterial boundary involving employed, unemployed, and under-employed so with the full-time doing temporary work. In the present time and situation, clinging to job security is no longer the menu of the day as it holds true 25 years back or so.

In the arena of traditional business and marketing, the recurring menu is “struggling and imbalance financial statement”. Backyard enterprise imminently faced with positive problems ranging from short supply resources and know-how in running the business affairs, and face with far-fetched challenges and possible face up with big chains and large distribution system.

Humbly to say, and to borrow a statement [One of the greatest discoveries of the 20th century is that you can change your life, by changing the way you think], which validate my quest to set my mental attitude to become entrepreneur without having to set up a business system… what? You may surely inquire on the same, and I squarely answer Yes, I acquired it 2nd quarter of 2013.

This is because the system has been organically running, giving pretty much profits on those who believed on it, and to say the least helping people to get out the rat race by charting their way out on to financial liberty. Simply put, there is already a system that works, what you need then is to drive it out by following the time-tested procedure.

Awesome! You know in an honest telling, I got it all information 2nd quarter of 2013, and just recently had been rekindled when I've attended on 26-27 September 2013, a Financial Coaching Seminar in Cagayan de Oro City.

Just to give a glimpse on the know-how I've got in the aforementioned seminar, viz:
1). Building A New Industry In The Financial Industry: A Business Plan;

2). 6 Steps to Financial Security: Mission of the New Industry

3). Understand How Money Works:

3.1 You must take care of your responsibilities while building your wealth;
3.2 The Wealth Formula;
3.3 The X-Curve: The Law of Building Wealth; and
3.4 The 4 Cornerstones of a strong financial future.

In due time, I will decode the cipher, and the same will be forwarded into your doorsteps for free, I promise to you, since I am trained to provide information of value.

In the previous chapter of my existence, I have the opportunity to serve my country in a way of hollowed out information not just to safeguard national security interest, obtaining significant information of value anchored on Knowledge is Security.

And now, still I am here again, an information provider. I have strategic information at my disposal, and to tell honestly this information is all about you…how you’ll trek and so get in touch with your goals in life.

As my mentor Bo Sanchez would say, “Before you grow your finances, you should grow yourself first.” He says we should invest in ourselves — in our education — rather than on things.
I invite you to invest in your greatest asset — YOURSELF! Read books. Attend seminars. Seek mentors.


For Your Success!

Jay M. Tan

P.S. Take note of this: Financial Independence is not a dream. It’s a decision. In the present time and condition, a time of too much information circulating much over the internet and the Web. It is my humble submission that you've got to have a plan. That is why when I named this digital piece “you have to think differently” for me is to have a plan, this because majority have no plan to execute. Hence, they are roaming around doing things impulsively what others did.

P.S.2 Why planning is significant? This is intimately related to a query “why are a fool and his money so easily parted? In omnibus, it is my humble observation that it is must to have a personal financial planning considering that if you don’t have the same; it is highly likely you’ll be tempted to spend foolishly on liabilities instead investing for your retirement, and to fattened your money. Second, others will make blueprint for you, and so with your resources vis-à-vis your money.

P.S.3 Your plan, more so your personal financial plan is your navigational route prototype for you to take on your journey to financial liberty. That is why, it is said that plan gives you the important bit-how you are going to get there.

P.S.4 Allow me here to share my side project to generate cash flow,which the same invested to create further capital viz dividends and the like...

Passion: Your Paramount Warfare Against Procrastination

     

Passion is what makes the difference between reaching our goals and giving up before we get started. I would like to share a story of a man whose passion is more, more gigantic than his fear of failure, and no other than Thomas Edison. Edison has the occasion to state that "If the only thing we leave our kids is the quality of passion, we will have given them an estate of incalculable value."

The story in point which will educate us is Edison's research laboratory burned to the ground when he was 67. As the fire consumed his world-famous "invention factory," Edison told his children, "Kids, go get your mother. She'll never see another fire like this one." Edison knew that passion is the best solution for misfortune, and it's the most influential and paramount warfare against procrastination.

I have learned that my level of passion has nothing to do with my feelings; my feelings wake up on a different side of the bed every day. To take control of my life, I must choose the way I feel-I can't let my feelings control me.
     

Humbly to punctuate, I just want to remind you that always remember in any procedure is only effective when used as part of a total strategy. When you breeze through a task with particular ease and competence, make a note of the time of day.

Further, ask yourself what other factors might have contributed to making you more productive, which is certainly when you pursue your passion. When you start to discover a pattern, you will have found how to operate at a higher level every day. And when you identify the time of day when you are usually most efficient, schedule some of your least enjoyable tasks for that time.

You may inquire, and it sounds so good, which in gist motivates in a certain degree of persuasion. However, in all honesty I got this idea, and so those written in my blog thru acquisition of information, thus, entails fun reading. Next query leads to ask what kind of reading materials?

I have my share of wisdom and education which in obvious fashion I’ve got it all through my acquisition of knowledge or information: my e-Library, a Supreme Wealth Library, this is a downloadable e-library with over a thousand resources and continuously growing. These resources include eBooks, videos, audios, scripts, graphics, templates, icons, fonts, and many more… most of which are very useful to students, to professionals, and to aspiring entrepreneurs.

Significant knowledge or information about a specific topic is ideally pick at my Supreme Wealth e-Library, ranging from motivation, science, fiction, human interest story down to real estate investing through stock market are there pile up in said e-Library. Simply put, all aspect of human endeavor to create capital can be read and downloaded for your brain’s enrichment to include a kind of creative wealth management.

Hereunder are some salient points which I've filtered in through the fun reading, which in all modesty and in certain respect will provide awesome effect in your end, viz:

==>Procrastination is one of the main causes of failure

==> Stay away from negative people. Attitudes are contagious-negative people infect us with negative attitudes. Associate with positive thinkers; their self-confidence is contagious, too.

==> Schedule difficult tasks for the time of day when your energy is highest. If you haven't determined the best time for you to tackle the day's least appealing jobs, try doing them as early as possible.

==> Tackle a problem that's been a thorn in your side. When you get in the habit of making things happen, your passion goes through the roof. Inactivity is a major cause of depression and anxiety.

==>You can increase your energy level without eliminating other forces that cause procrastination; example to this some of teenagers particularly adept at expending enormous amounts of energy without getting anything done.

Whether the aforementioned information is awesome way out to move forward in a most productive result? You can share your insight-thoughts on the same.

As I noticed in all throughout my readings on ideally pick topics related to personal growth and development, personal financial literacy and motivation at my Supreme Wealth e-Library, one thing ignite my attention to ponder that “change we expect to happen requires continuance to learn new things as if we were going to live forever, while living each day as if it were the last”.

There and then, I told myself that "Today is the first day of the rest of my life" doesn't work for me. If today were the last day of my life, how would I live it? That is the question I ask myself when I must fight against the forces of procrastination.

I put the same in my memory, hence, vividly remembers that passion is a choice. And it reminded me of the statement of Mark Twain, which he said, "Do something every day that you don't want to do; this is the golden rule for acquiring the habit of doing your duty without pain."

To tell you, I am passionate to share information or knowledge even before this blogsite came into being. Hence, it is ingrained in my veins the virtual blood of sharing, moreso when I’ve got certain degree of training and/or trade-craft from my previous work engagement focused on acquiring classified information anchored primarily on Knowledge is Security.
       

   

In your final battle against procrastination try this one: “doing the things you afraid of failing. Did you not experience that every time you decide not to do something because you're afraid of failing; your self-confidence takes another hit.

And as I traverse the same, and had some sort of familiarity, there is only one way to overcome fear-you have to force yourself to do the thing you fear. When you face your fear and do it anyway, your confidence gets a big boost. Soon you will laugh at the imaginary fears that have kept you from becoming all that you can be. And you can do something about it today!

Lastly, my reiterated view of beating up procrastination is changing your mental attitude and says yes to success.
     

For Your Success…Financial Security Is Not a Dream,
                                        It is a Priority.

Jay M. Tan

P.S. “Procrastination is the fear of success. People procrastinate because they are afraid of the success

that they know will result if they move ahead now. Because success is heavy, carries responsibility with it, it is much easier to procrastinate and live on the ‘someday I’ll’ philosophy.” ~Denis Waitley

       P.S.2 The information contained in this blog post is for informational purposes only.Please understand that there are some links contained in this blog post that you may benefit the same financially so do I.

      P.S 3. I am happy you're here in my digital hub, if at any point you are reading this digital piece you have queries, please don't hesitate to contact me. You can leave a message at the message box. Even if you don't have any queries, I'd love and happy to come by and say hello! And if you want to reach me in private all about the links I posted you can email me at tan.hayjie@gmail.com

      P. S 4 I am in active prosecution of digital side projects with a team of like minded entrepreneurs.

     P.S. My other resources I used to actively prosecute my side capital generating project. 

How SWA Ultimate Has Helped Me

Significant to note is the fact that SWA Ultimate helped me in many aspects of my human endeavor to include reaching out one of my desires in life. Be it known that “desire” is a condition precedent and a jump off point to all achievements waiting ahead. Honestly, my desire is to have possession of a digital trading hub of my own, a conglomerate utilizing the digital trade and commerce platform.

I may resemble an overzealous guy on my desire to own a business; however, with SWA I know full well the same is achievable despite my present financial outlook. Well I’m proud to express my thoughts over since it has been guaranteed that I have my liberty to express what is in my heart in unison with my mind on how I profess my inner self.

Early on, I’m one of the avid followers of www.viloria.net because I’ve got more than enough strategic information at the height of my passionate aspiration to know the ins and outs of digital sales and marketing. On how I met viloria.net simply on my consuming obsession, a burning desire to have sufficient knowledge and intelligence embarking on quest to have an online entrepreneurial hub.

1st quarter of 2013, I decided to purchase SWA UltimateeLibrary, the 2100++ eBooks on various topics of my interest, which add value to my worth, more capability, more acumen, more resourcefulness, more knowledge on relationship of love and respect in marriage.

Then on as I begun reading my SWA Ultimate eLibrary the same detoxified my internal software no other than my mind, which harness it into a positive outlook to gain success. As said no less than the Holy Bible in the book of Romans 12:2, which in gist it states to “renewal of your mind so that you may prove what the will of God is, which is good and acceptable and perfect”.

Simply put, the Supreme Wealth Alliance eLibrary greatly contributed on mypersonal growth and development in tandem with Team Manny Viloria in the realm of digital entrepreneurship. To renew my mind so that it is infected with success mental attitude made it simple and not expensive… by reading. Having SWA eLibrary, I have full liberty of picking desired topic such that motivates me and in tune-in with senses to gain knowledge or information to generate passive income.  

   

Invest first in yourself otherwise others will invest inyou

This is the first statement I’ve ever heard year ago from Manny Viloria, one of an IT mentor from the University of the Philippines….invest in knowledge first and foremost since if you won’t do so others will invest in you. This has relevance to an adage I’ve read “to grow more, you must know more”.

I am passionate to quote the wisdom of Benjamin Franklin which echoed the thought “an investment in knowledge pays the best interest”. This quotation cum wisdom reinforces the tag line invest in knowledge otherwise others will invest in you.

In all modesty, investment in knowledge and on valuable information certainly without a doubt helps us maneuver in the world. It is beyond debate that we can’t control the world. But do you believe that we can control our knowledge of the world? Remember my friend reading this digital piece, information and/or knowledge is our established strength in the course of our journey gaining to our benefit.

But we exist, and as human experienced tell us that we are not been born with knowledge neither full of valuable information. Hence, seek knowledge and/information dedicated to the achievement of your Dream, furtherance of your Passion and realization of your Purpose of existence.

Do you believe that getting those desired information and/or knowledge, the first and important consumer of those is your MIND? Yes it is our mind because God has the occasion to remind us repeatedly through His servants “we need to be transformed by renewing our mind”, you may refer the same at the Holy Bible book of Romans 12:2.

Allow me here to tender my share of opinion which the same is the expression of inner view vis-à-vis the changing of the mind. And my singular purpose to change mine is to reap success. So I am also encouraging to you reading my humble reflection on the topic to think whether this digital piece has relevance to you.

It is said that to trek the journey to success in any human endeavor, one must have a perspective of a winner~~~and how can you do that? Obvious as the title say so---set it in a way to succeed by acquiring knowledge and/or information to support your Dream which is intertwined with your Passion to resonate with your Purpose in conjunction with your Personality.

Be it known that everything within your domain is a personal choice as the authentic expression of your true self in relation to the freedom bestowed upon. As a condition to precedent to success, and imperative need to change our mental attitude. That the changing of the same must be geared and anchored on the principles of success.

Instructive to quote the wisdom of Albert Einstein “you can’t solve a problem with the same mind that created it”….so how to know the code? Where to get the code? How to decode the code? Well you might say that I am joking with the series of queries all about the code. Yes…if you want to solve you need information, and that information can only be had through READING.

A 15minutes a day dedicated to reading immensely impacted to my value. What value you’re talking Jay Tan? Yes I read in my SWA eLibrary on topic “How to generated passive income using the internet”. Also topic of my interest such as Real Estate Investing, Success Motivation and many more, did you remember that SWA eLibrary contained two thousand plus eBooks.

Above all, I am one of those fortunate to become part and parcel of Team Manny Viloria that is the beauty, and you can only validate the same when you join us or be infected with success with our team, who are committed to undertake this side- income generating project in a professional and humane way of doing the same.

I have to end this digital piece by leaving a borrowed statement from famous business philosopher no other than Jim Rohn~~~ “It’s not the blowing of the wind that determines your success, but it’s the setting ofthe sail”. 

Be it remembered that the wisdom of our forefathers were written in the book, and one of those is to read…reading to get information-knowledge to decide with all your heart and mind, to change for the better and get out the rat race.

For Your Success!

Jay M. Tan

P.S. I have to introduce one of my tools and/or resources in generating passive income even offline and online. Just click the link, and to note these are eBooks with only intention For Your Success! 

Mental Attitude to Success

         Many of my friends asked me why I am visible in Facebook and also having this digital hub…my two blogs. To answer bluntly on why and what I am doing in the Internet and Web because this medium, is one of my way out to escape the “trap of scarcity”.

        And so then, I have to embark a clear and concise “Mental Attitude” that by exploring and utilizing the tools of Information Age; the Internet-Web, and this endeavor, I am in now, is my way out to attain financial security.

        To reiterate, Mental Attitude is a condition precedent in your end to determine in getting out the “trap scarcity”. That way I endeavored so much to study and researched the life story of those successful entrepreneur. And to tell you what I have gotten is shared here-under.

        Whether one in the financial state of being rich, middle class, and even a poor one, remember that we are all the same. It may express a lot of similarities at the outside, yet a huge and thick object that differ in what makes us all harshly tick inside our core being, and that is Mental Attitude.

        It is best to recall facts in point, which there is a small difference between the rich and the poor. You know why? Just remember and so recall most rich and successful entrepreneur started with a humble beginning---poor like me!

       Again, it is best to revisit few successful entrepreneur in Philippine setting such as Andrew Tan of Megaworld Corporation, Uncle [joke only, not related] Lucio Tan started his venture in a small nipa hut. Another input which somehow relates to mental attitude to success where you can also read in here.

        Mostly of those successful entrepreneur had humble beginnings, and were children of poor families. Why is this so? Simply, they have overcome their financial handicap by having a mental attitude, which is characterized by discipline, hard work, entrepreneurial attitude towards money, and gigantic vision.

        That even if John, Kent and Mary to include you and me were born poor is not a significant issue to tackle because our parent’s status is not as vital issue, and the same all play a minor role in our situation in life. In the end of the day, each and everyone alone make thy destiny.

         Lest to indicate, a statement which fondly uttered by one my classmates when we were then in the law school, viz: it is not your sin much mine, which reason we are born poor, however, it is more than a mortal sin if you and I die still poor.

         So now, it is best to design a road map, certainly of course with a vision in getting out the one I named “trap scarcity”. Even if the financial environment is chaotic, which even I can’t swallow and stomach the taste of being poor, still I don’t allow the hard and pressing financial situation now dictate the direction of my life.

         I am going at all cost, and so firmly holding the rope of my belief that there are no hopeless situations, only people who think hopelessly. So then, even if in the present time and condition, I am in the lowest possible in financial situation, I can change my life by, first and foremost, altering my state of mind. I need to adopt the mental attitude of the successful entrepreneur, accordingly and so I believe on it is the condition precedent to fortune.

         My friend as you read this blog post, you can somehow think and ponder for a moment whether it make sense with you my escape route from ‘trap scarcity” to financial independence”. And if the same is in the affirmative, my only pleasure aside from giving attention to read this blogpost, is for you to share the same to your friends in the digital sphere.

         Prior to end this digital piece of writing, allow me to impart a thought emanated in one of my eBooks from Supreme Wealth ELIBRARY which in gist told me: “surround yourself with people whose passion is discussing entrepreneurial ideas until the mind flow of entrepreneurial thinking becomes second nature to you”.

                  “Life real failure is when you do not realize how close you were to success                                                                      when you gave up”

Source: Supreme Wealth Alliance eLibrary

            For Your Success!

            Jay M. Tan invests to succeed…


P.S. I am inviting you to explore the special project I mentioned. My door is widely open for you together with my mentor, check the link below...

For information, please visit http://www.viloria.net/swa-pinoy/swa-tmv2.shtml?jaytan

Fiscalosophy

        I have to share with you our simple way of getting out the routine cycle of utter lack of resources to live comfortably. My family adopted this process emanated from the Holy Bible is much different from the usual practice pursued by many people out there.

        In the arena of preservation of wealth and steady growth of capital, the book of Proverbs 28:20 is our guide. Even how little our income as the result of daily plowing the playing field of technologically advance world, we first make a Savings, and Investment. However, prior to come up with the concept, imperatively necessary to first settle down your mindset which anchored on book of Proverbs 24:27 and a partner bible verse in Ecclesiastes 5:13-14.

        We adopted the concept of investment which is narrated the Holy Bible in the book of Luke 14:28 Long-Time Horizon.  Also part of our method of personal investment the so-called Strategic Averaging Method (SAM) consistently applied by Truly Rich Club members.

        Since last quarter of 2011, when I started to read books of personal finance, there were two things I then discovered. And those two things are “TIME” and “MONEY”. ''Time is money'', is the general belief in the professional world. The way I understand this relate to the arena of financial freedom.

        Time is a tool which other treated this as an enemy while in our end; we adopted the same as one of our resources. Why… in the book of Proverbs 6:6; 28:22 you can get your Holy Bible and read the same, which is why we capitalized that to our advantage. The next investment occurrence is cycle.

        What I’ve learned from my readings and so upon consultation with my mentors, they are unanimous in saying that if you keep a long-term perspective you have time to compound modest yields. “Compound interest” is one of the eight wonders of the world; this was then the words of Albert Einstein.

        Look, try to tender a short peep at the stock market trend now, my mentor at the Truly Rich Club consistently shared inputs among others that “not to worry the down side”, down of stock market prices listed at the PSE. According to the stock alert message I received,  this market occurrence is named “Correction”.

        However, my opinion runs this way: this correction is part and parcel of cycle, and this cycle is inevitable as noted since time immemorial when you and I were not yet delivered from our mother’s womb. 2 Peter 3:4 in the Holy Bible is our other resources on the matter.

        So I looked then for resources to correlate aforementioned personal philosophy of investment. And for practical consideration, I scanned the maze of books available, which is to mean visiting known book store here in the Philippines where I have to stand, stand-reading for about 1 to 2 hours then because I can’t afford to pay hahahaha! Yeah it’s true, really true at the time when I started to read books for my personal growth and development sometime last quarter of 2011.

        Then on, I learned diversification strategy which also been part of advices written in the Holy Bible particularly Ecclesiastes 11:2. Also with my readings pushed my nerves to adopt the same philosophy.

         As the saying goes, all the aforementioned “Fiscalosophy”(Jay Tan’s Finance Hub philosophy of investment) can be summarized into one, that is a process which in my personal view is a roadmap to finance freedom. And what is financial freedom in a truest sense of word?

        In the 21st century the concepts of time and money are being redefined. ''Financial Freedom'', is one such term that has gained much importance in the changing financial scenario. ''Financial Freedom'' means the freedom from continuous financial responsibilities through a planned management and allocation of assets.

        By applying this concepts, it frees us from back-breaking work by giving us a steady source of income for life. One must not think that a financially free person is also debt free. However, I believe this prudent asset management ensures that our debts do not become a burden but only a part of our over-all expenses.

        In this way, our debts do not hinder our long-term financial goals. Financial freedom cannot be equated with being rich. One must not forget that surplus wealth requires constant supervision. In the long run, a rich man's obligations do not make him ''financially free'' in the true sense.

        Thus, financial freedom maybe defined as a lifestyle that blends expenses and income according to the personal preference. This makes ''financial freedom'' a more possible and convenient state of being. 

        This can be connected and/or related to our very own personal experience, which to show that the primary source of wealth or capital for most of us comes from accumulation and multiplication of one’s extra/excess money. And to know it more is that simply the difference between one’s income and expenses. The excess/extra money must be consistently positive to carry out one’s long-term goals.

        Did you know that it is harder to keep wealth or shall we say it in a term known to many, and that is money than it is to earn it? In my survey it reveals that many people earned their income through new means just like Janet Lim-Napoles and some names in the realm of Philippine Politics dubbed as “ Bureaucratic Capitalism” by the National Democratic Left.

        However, best to remember that handful of them had competence and/or ability in investments to know how to build that wealth and make it grow over a period of time. Simply put, let your money works for you so hardly like a System and/or Equipment that would generates real bucks of money for you 24/7. In all deed to summarize based on the example mentioned-above that people tend to view capital preservation as a much higher priority than earning the highest yield or greatest growth of capital.

        To understand ''financial freedom'' one must come out of the traditional concepts about income and expenses.

        It has been known since time you and I blink the first light, and have been taught that timely work generates money. Certainly, you would vehemently disagree with me with my accumulated concepts that ''Financial freedom'' opposes this concept of time-for-money swap and lets the money work for the personal instead. However, in spite of this advantage many professionals find it difficult to work without a fixed routine.

               

        Thus, achieving financial freedom one needs to change their old mindsets and develop a new attitude towards earning money. One must realize that money is simply the means to do an end. Also to say and with due respect, you should know the New Rules of Money vis-à-vis New Rules of Economy.

        One must also remember that a person cannot be judged by the money he posses. Unless these misconceptions are cleared the entire purpose of financial freedom is defeated since satisfaction is the keyword to financial freedom.

        Similarly, one must also get rid of the negative attitude towards earning money. While excess demand for wealth hampers one's healthy relationship with finances, a healthy perception of money is necessary to keep up an over-all balance. Remember that one earns money to do ends and therefore, it is healthy and normal to earn money as long as one feels the ethical need to do so.

        In the end, one may say that financial freedom is the state of mind which works towards development through a process of self liberation. But that is on the side of theoretical menu…what is on it if we can’t eat it? What I am trying to drive at is that upon knowing this all in a simple term and understanding “What has to be Done?

        The concepts which says “let money works for you”, let the System works for you” and trust your investment to give you fatty retirement harvest and/or let your investment vehicle place you over the top of your goal. How do you view them all? That is a serious and provoking thought patterned which you should consider first.

        I am not expert in this field of human endeavor yet I may say that no need for me to relay those sprouting financial gurus over there, and paying much money just to give seeming financial advice. First reason, our money is not enough to pay those financial gurus attached to a mutual fund company. And instead, I engrossed myself have to learn and accept new concepts which link to say that I should have control over our investments.

        I am saying bluntly because this is what happened… that is why I should learn fast to recover the dull moments of minding the business of others, which was then when I worked with the Government of the Republic of the Philippines.

                                 What Has to Be Done….

        As I said in my start-up days, I engrossed myself in acquiring inputs which are new to me. And I explored the domain of Internet and Web vis-à-vis e-commerce.

        That was then when I can no longer overcome standing couple of hours at the bookstore…that is why varicose veins sprouted like mushrooms in my both legs. I begun to search in the internet eBooks about personal finance, about investing and about money….and only one tune I got ______they all need your credit card because those eBooks were for sale.

         Yet you can also acquire for free eBooks yet little advice and of less quality if not is not the one you’re looking to. What I am looking for at that time was some sort of continuity on the domain and topic I am pursuing to.

        With lot of gusto, and so passionate to have reading materials with an end in mind to enrich my craving self to know new concepts how to generate passive income. God knows my needs instead of my wants, which was then I met 2100 eBooks…I communicated the owner of the site who shared the same, and I was then thinking on whether to buy or not.

        The price is not expensive to those that has plenty of money but to those like me whose money in my pocket is likening to the stock market graph “sometimes down other times up. Put it in other expression, liken to a roller coaster ride.

        Then on, what vividly put in my mind was that “How Can I afford to Pay that ELibrary? In dollar I have to pay for around $55 while in Philippine currency amounted to P2500.

        Month had elapsed since it came to my attention the aforementioned ELibrary, and I can afford then to pay for the price…why? Because I have a big WHY of acquiring that Supreme Wealth ELibrary, which reason I save as much as I could energized by persistent tune in my mental pattern of having the same.

        To make the story brief and concise, after payment over the designated bank, immediately I took a picture of the bank deposit slip and have it emailed to the Supreme Wealth Alliance ELibrary Admin. The following day as far as I can recall, I received email message that I can then download through navigating the link provided.

        So excited to know the relative contents and/or topics I navigated to the link provided. You know all I can say is this “just name a topic you’re passionate about and I will find it for you over there at my SWA ELibrary”. I am not boasting to the world my ELibray but no one can prevent me to express my emotion of having that kind of resources.

        SWA ELibrary resources for me to consider in reaching my goal because I helps strategically. I confronted with any issues and concerned on human endeavor and so with human interest, I seek guidance on my SWA ELibrary. Topics ranging from personal finance, online business, health and wellness, mind power, how to blog and earn the same, from cooking pastry to gardening. Everything under the vocal heat of the sun, you can have it in the SWA ELibrary.

        Another beauty of having SWA ELibrary is that it goes with an Online Passive Income.

        This is an opportunity which you can earn extra income even if you’re too busy, do you believe? And if happens that this will make sense with you after thinking over og going over the details of the presentations …I am inspired to help with you and thus we can talk on this area of attempt on soleissue of knowing from your end whether this side project is really for you.

        This side project is not exclusive to my country; hence, you can buy the SWA ELibrary anywhere you are in now.

        Honestly if ever you will join, You can receive commission from SWA Corporation, and if further you want to undertake the side project I mentioned you’re part of a big team…the Team Manny Villoria.

        My other side project which I like to share this with you wherein you can save, earn and shop.

        For Your Success!

        Jay M. Tan

        Truly Rich Club Member

P.S. I also run the blogsite http://barelylegalphilippines.blogspot.com

P.S II Whenever you join and/or sign up with the links I recommended above, we are on the same plane, a turbo jet to arrive fast to our journey...reaching our individual goals yet we need to build positive cash flow in a passive way of doing this human endeavor with only one objective getting out the rat race. 

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P.S III If ever comfronted with some sort of legal intricacies and want to know answer over the same...my team of ParaLegal is inspired to assist with you... place your legal issue/s at the comment box of http://barelylegalphilippines.blogspot.com and/or emal at tan.hayjie@gmail.com 

     

For information, please visit http://www.viloria.net/swa-pinoy/swa-tmv2.shtml?jaytan